Planning for Long Term Care

August 05, 2019

One of the things just about every American will need to deal with at some time is Medicare.  Medicare is funded by payroll taxes, and most people become eligible for Medicare coverage at age 65.  Contrary to popular belief, Medicare does not pay 100% of your medical bills and it does not pay for vision, dental or long term care.  It is important that you know the details about Medicare to help you avoid bad surprises in retirement.  I can help! I can teach you the A, B, C, and D's of Medicare coverage and help you make informed decisions about your coverage.  Your initial enrollment period starts 3 months before you turn 65.  You don't want to miss your initial enrollment period because you could be penalized for signing up late.  If you are still working after your 65th birthday and you have creditable health insurance coverage through your employer, you can delay your Medicare enrollment.  You want to make sure your coverage is creditable, however, so ask questions of your employer and the Social Security Office to make sure.  Even though Medicare is run by the Medicare Program, enrollment for Medicare is handled by the Social Security Administration.  For more information and help, please contact me.


This is meant for educational purposes only.  It should not be considered investment advice, nor does it constitute a recommendation to take a particular course of action.  08/19